Suze Orman’s 2009 Action Plan
“2009: The Year You Can-t Afford to Make Any Mistakes with Your Money. The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it-s worth less than what you owe or should you sell it? How do you pay your bills if you-ve just been laid off? The nation-s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you-re in, you will find a plan of action and the answers to your questions about: * Credit * Retirement *Savings and Spending*Real Estate *Paying for College* Protecting Your Family SUZE ORMAN-S 2009 ACTION PLAN delivers honest, straightforward guidance-what to do, when to do it, and how to do it-as only Suze Orman can.”
2009: The Year You Can’t Afford to Make Any Mistakes with Your Money.
The credit crunch, the stock market freefall, the staggering toll of home foreclosures and job losses: The economic crisis that struck in 2008 has left no one untouched and everybody reeling. Seemingly overnight, the financial landscape has undergone seismic changes that suddenly have you asking all kinds of questions: Are your savings safe? Should you continue to invest in your retirement account? Should you keep your home if it’s worth less than what you owe or should you sell it? How do you pay your bills if you’ve just been laid off?
The nation’s go-to expert on financial matters, Suze Orman, believes that 2009 is a critical year for your money. There are safeguards to put in place, actions to take, costly mistakes to avoid, and even opportunities to be had, so that you are protected during the bad times and prepared to prosper when things take a turn for the better. No matter what situation you’re in, you will find a plan of action and the answers to your questions about:
* Credit * Retirement
*Savings and Spending*Real Estate
*Paying for College* Protecting Your Family
SUZE ORMAN’S 2009 ACTION PLAN delivers honest, straightforward guidance—what to do, when to do it, and how to do it—as only Suze Orman can. Amazon.com Exclusive: Suze Orman’s 2009 Action Plan
How to Prepare for the Unexpected
If in late 2007 you were told that over the next twelve months housing would crater to 20% below it’s all-time peak, unemployment would rise from below 5% to nearly 8%, stocks would fall nearly 50%, and a gallon of gas would spike to more than $4 (and then drop below $2) you would probably have shrugged it off as just a whole lot of doomsday-scenario crankiness. But that’s exactly what we all had to live through and continue to grapple with in 2009.
The lesson is that the unexpected can happen. In fact, sometimes a whole lot of unexpected happens all at once (see: 2008). No one can control external events, but you do have absolute control over the most powerful tool: your will to make the smart and right choices that will insure your financial security, no matter what happens. As I have said for years: Hope for the best, plan for the worst. If you plan for life’s “what if’s” there’s no need to panic when the news turns bad. An emergency cash fund is your security when a recession causes rising unemployment. A long-term investment strategy that employs a mix of stocks and bonds makes it easier to get through scary bear markets; living within your means, rather than running up credit card and HELOC debt leaves you better able to weather financial storms.
My 2009 Action Plan is designed to make sure you are ready for the unexpected—this year and every year forward. I most certainly hope things get better for us all, but in the meantime I want to make sure you have a plan in place that will protect you no matter what “what ifs” lay ahead.
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Weeds – The Complete First Season [Blu-ray]
Is the grass really greener on the other side? Yes, and it smells better, too! So when Nancy Botwin (Golden Globe winner Mary-Louise Parker) faces both sudden widowhood and poverty, she’s determined to do anything to keep her kids in suburbia, including taking a job as the neighborhood pot dealer. Subversive, satirical and hilarious, the first season of this groundbreaking Showtime hit is guaranteed to spark laughter!
With its fantastic comedy series Weeds, cable network Showtime finally gave up its also-ran status to HBO and found itself with a controversial, buzz-worthy show that was as hilarious as it was dark, one about a truly desperate housewife. A recent widow with two growing sons, Nancy Botwin (Golden Globe winner Mary-Louise Parker) looks like a typical resident of the affluent Southern California suburb of Agrestic. She keeps a clean, upscale house (with the help of a live-in maid), attends PTA meetings, goes to her kids’ soccer games, makes frequent stops at the local coffee franchise…. and sells marijuana in order to make it all possible. Left with no way to support herself after her beloved husband’s fatal heart attack, Nancy turns herself into the “suburban baroness of bud,” dealing to her neighbors in the area, with the help of her supplier Heylia (Tonye Patano) and point man Conrad (Romany Malco). Nancy’s clients run from the local councilman (Kevin Nealon) to the just-barely-legal students at the local community college, but many in Agrestic are still in the dark as to how she keeps her family afloat, including her best friend, the sardonic Celia (Elizabeth Perkins), a wife and mother whose blistering, withering put-downs could make Dorothy Parker cringe in fear. But like many small-business owners, Nancy yearns for more success and cash, and like her workaholic neighbors, finds keeping a balance between work life and home life to be extremely precarious at best.
While Desperate Housewives yearned to be a suburban satire with bite, Weeds was the real deal, skewering upper-middle class mores with a sharp eye, a keen wit, and a mostly forgiving heart. In episode after episode, the show’s creative team (led by creator Jenji Kohan) pulled back the layers of Agrestic’s superficiality to show what lies beneath the squeaky-clean exteriors and smiling faces; it turns out that hunger, fear, desire, and, yes, desperation aren’t that far down. However, Weeds forsakes pulpiness and florid drama for biting yet affectionate humor–its heroine is a woman with sliding morals, but one you’ll root for to the very end. The effervescent Parker, the only actress who can mix perkiness with morbidity in just the right amounts, anchored the show with her amazing turn as Nancy, who by the end of the first season had become a kind of soccer-mom version of Michael Corleone, entering a corrupt world with both trepidation and fascination–and totally enamored of the power it brought her. Also perfectly cast, Perkins found the role of a lifetime as the bitterly hilarious Celia, and entering the show in its fourth episode, Justin Kirk (Parker’s co-star in Angels in America) proved to be a potent secret weapon as Nancy’s brother-in-law Andy, a slacker who wasn’t above peddling t-shirts to elementary school kids. As icky as these characters might appear on the surface, Weeds made them all immensely appealing and great company to be around. Don’t say we didn’t warn you: one hit and you’ll be hooked on this show. The DVDs feature six episode commentaries with cast and crew, outtakes, original featurettes, a music video, and most enjoyably, Agrestic Herbal Recipes (for entertainment value only, we assume) and the “Smoke and Mirrors” marijuana mockumentary. –Mark Englehart
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The Little Book of Bull Moves in Bear Markets: How to Keep Your Portfolio Up When the Market is Down (Little Books. Big Profits)
Written by seasoned Wall Street prognosticator Peter Schiff–author of the bestselling book Crash Proof: How to Profit from the Coming Economic Collapse–The Little Book of Bull Moves in Bear Markets reveals how you should protect your assets and invest your money when the American economy is experiencing perilous economic downturns and wealth building is happening elsewhere. Filled with insightful commentary, inventive metaphors, and prescriptive advice, this book shows you how to make money under adverse market conditions by using a conservative, nontraditional investment strategy.
The Little Book of Bull Moves in Bear Markets: How to Keep Your Portfolio Up When the Market is Down (Little Books. Big Profits) is available at Amazon for $13.57. To Order click here
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The Bourne Trilogy (The Bourne Identity | The Bourne Supremacy | The Bourne Ultimatum)
Studio: Uni Dist Corp. (mca) Release Date: 11/04/2008 Rating: Pg13
The Bourne Trilogy (The Bourne Identity | The Bourne Supremacy | The Bourne Ultimatum) is available at Amazon for $23.99. To Order click here
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The Nine: Inside the Secret World of the Supreme Court
In The Nine, acclaimed journalist Jeffrey Toobin takes us into the chambers of the most important—and secret—legal body in our country, the Supreme Court, revealing the complex dynamic among the nine people who decide the law of the land. An institution at a moment of transition, the Court now stands at a crucial point, with major changes in store on such issues as abortion, civil rights, and church-state relations. Based on exclusive interviews with the justices and with a keen sense of the Court’s history and the trajectory of its future, Jeffrey Toobin creates in The Nine a riveting story of one of the most important forces in American life today.
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Wedding Crashers [Blu-ray]
With Vince Vaughn and Owen Wilson as a pair of brazen wedding crashers, this buddy/romantic comedy milks a few big laughs from its foolproof premise. Under the direction of David Dobkin (who previously worked with Wilson on Shanghai Knights), the movie ranges from bawdy romp to mushy romance, and that tonal identity crisis curtails the overall hilarity. But when the well-teamed costars are firing on all pistons with fast-paced dialogue and manic situations, belly laughs are delivered at a steady clip. Things get complicated when the guys infiltrate the family of the Treasury Secretary (Christopher Walken), resulting in a romantic pair-off between Vaughn and the congressman’s oversexed daughter Gloria (Isla Fisher) while Wilson sincerely woos another daughter, Claire (Rachel McAdams), who’s unhappily engaged to an Ivy League cheater (Bradley Cooper). Walken is more or less wasted in his role, but Jane Seymour and Henry Gibson make amusing appearances, and a surprise guest arrives late in the game for some over-the-top scene-stealing. It’s all a bit uneven, but McAdams (considered by some to be “the next Julia Roberts”) is a pure delight, and with enough laughs to make it easily recommended, Wedding Crashers will likely find its place on DVD shelves alongside other flawed but enjoyable R-rated comedies that embrace a naughtier, nastier brand of humor with no need for apologies. –Jeff Shannon
Wedding Crashers [Blu-ray] is available at Amazon for $19.99. To Order click here
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Maxwell Quick Medical Reference (Maxwell, Quick Medical Reference Maxwell, Quick Medical Refe)
The Maxwell Quick Medical Reference is a best-selling pocket guide that includes essential information used in everyday medical practice. Laminated front and back covers, cardstock paper, and plastic spiral binding make the book durable day-in and day-out. Color-coded pages group the information by topic and make it quickly accessible. Shirt pocket size allows it to go anywhere – the wards, E.R., O.R., or clinic. This inexpensive pocket guide will save you time at work and make you look good in the process.
Maxwell Quick Medical Reference (Maxwell, Quick Medical Reference Maxwell, Quick Medical Refe) is available at Amazon for $7.95. To Order click here
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Lenox Butterfly Meadow 8-Piece Tea Set, Service for 2
Turn your tabletop into a sun-soaked butterfly haven! From the breakfast table to your dinner party, this gently scalloped tea set will brighten your meal with a yellow and blue butterfly pattern fluttering above vibrant floals. The 7-piece tea set includes 1 48-oz. teapot, 7-oz. creamer, 4.5″-tall sugar bowl with lid, 2 cups and 2 saucers.
Playful and delicate in detail, this grand tea set from Lenox makes for an enjoyable, intimate tea party. Soft-colored butterflies and flowers decorate white backgrounds on each piece, and the knobs on the lids for the teapot and sugar bowl feature pretty, sculpted butterflies that are easy to hold onto when lifting. The rims of each piece are an octagonal shaped, instead of purely round, giving the set a unique look. Perfect for service during a private conversation and beautiful in a glass hutch, this tea set is made for showing off. It’s also highly functional. Gracefully curving handles give adequate finger room and a 48-ounce teapot contains plenty for an intimate gathering. If a guest is fashionably late, the pieces are safe for reheating in the microwave or conventional oven. Cleanup is easy, since all pieces are safe to put in the dishwasher, and the set comes backed by Lenox’s lifetime replacement policy.
What’s in the Box 2 place settings, 3 serving pieces. Each place setting consists of: 2-7/8-inch teacup; 6-1/8-inch saucer. Serving set consists of: 48-ounce teapot and lid; 7-ounce creamer; 4-1/2-inch sugar bowl and lid. 8 pieces total. Betsy Herring
Lenox Butterfly Meadow 8-Piece Tea Set, Service for 2 is available at Amazon for $59.99. To Order click here
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Dumb and Dumber
For harry and lloyd every day is a no-brainer. Join these two halfwits as they travel across the country to return a suitcase full of cash to its rightful owner. Along the way theyll confound and confuse everyone who crosses their path. Studio: New Line Home Video Release Date: 12/09/2008 Starring: Jim Carrey Jeff Daniels Run time: 110 minutes Rating: Pg13 Director: Peter Farrelly
Delivering exactly what its title promises, this celebration of stupidity was Jim Carrey’s 1994 follow-up to Ace Ventura: Pet Detective and The Mask. The film pairs the rubber- faced wacky man with Jeff Daniels as the not-so-dynamic duo of Lloyd and Harry, dunderheads who come into the possession of a briefcase containing ransom money that is intended for Mob-connected kidnappers. Lauren Holly costars as the woman who lost the briefcase, and with whom Carrey falls in love (both in real life and as his moronic on-screen character). As Lloyd and Harry make a mad dash to return the briefcase (never aware of its contents), the bumbling buddies attract Mobsters, cops, and trouble galore. This lowbrow laugh-a-thon scores some solid hits for hilarity, but with gags involving ill-fated parakeets, buxom bimbos, and an overdose of laxatives, be prepared to put your brain–and good taste–on hold. –Jeff Shannon
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Shopaholic Ties the Knot
The irresistible heroine of Confessions of a Shopaholic and Shopaholic Takes Manhattan is back!-in a hilarious tale of mothers and daughters, mothers and sons, and one blushing bride who just can’t say no to saying “I do.”
Life has been good for Becky Bloomwood: She’s become the best personal shopper at Barneys, she and her successful entrepreneurial boyfriend, Luke, are living happily in Manhattan’s West Village, and her new next door neighbor is a fashion designer! But with her best friend, Suze, engaged, how can Becky fail to notice that her own ring finger is bare? Not that she’s been thinking of marriage (or diamonds) or anything…
Then Luke proposes! Bridal registries dance in Becky’s head. Problem is, two other people are planning her wedding: Becky’s overjoyed mother has been waiting forever to host a backyard wedding, with the bride resplendent in Mum’s frilly old gown. While Luke’s high-society mother is insisting on a glamorous, all-expenses-paid affair at the Plaza. Both weddings for the same day. And Becky can’t seem to turn down either one. Can everyone’s favorite shopaholic tie the knot before everything unravels?
From the Trade Paperback edition.
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